Urbanização do Funchal

Praia da Luz | Algarve

The Shade of

Ancient Olive Trees

View Photos Watch Film 360° VTour Open House

Fernando Graça

Presented At

€3,250,000

Bedrooms

Bathrooms

Living

4,069

SQM

Air Conditioning

Bar

Basement

Terrace

Pergola

Parking

Garden

Balcony

Gate

Pool

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 1

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 2

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 3

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 4

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 5

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 6

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 7

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 8

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 9

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 10

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 11

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 12

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 13

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 14

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 15

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 16

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 17

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 18

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 19

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. - Photo 20

Urbanização do Funchal

Praia da Luz | Algarve

Urbanização do Funchal, Praia da Luz, Algarve, Portugal. , Praia da Luz , Algarve

New luxury villa under construction in Praia da Luz

NEW LUXURY VILLA UNDER CONSTRUCTION IN PRAIA DA LUZNew luxury villa under construction at Praia da Luz, 5km from the city of Lagos.Located on a plot of 10,000 mÂ², this modern villa features high-quality finishes. The urbanization, in a residential area of the famous Praia da Luz, is surrounded by nature, which will provide the future owners of the villa with pleasant views, adding charm to the surrounding space.The villa is distributed over three floors:1. Basement: Parking for two cars Staircase access to the ground floor2. Ground floor: Living and dining room Large and fully equipped kitchen Service bathroom En-suite bedroom with closet3. 1st floor: Three en-suite bedrooms, all with wardrobe and balconiesThe property includes a swimming pool, a garden, and a barbecue area. All rooms have access to the outside, providing an integrated experience with the pool and garden area.In addition, the villa offers:â

Underfloor heating
Air conditioning
Central vacuum system
Double glazing
Security door
Complete alarm system.

This is an exceptional property, in an exclusive location, with completion expected next year.We work with excellence in the entire process of sale and purchase of property, including promotion through the execution of specialized marketing tools, Credit Intermediation and management of the entire bureaucratic cycle of both clients and properties. By being present and in communication with all the intervening entities, we are able to ensure a short and trouble

Gallery

3D Street View Tour

Property Location

Urbanização do Funchal, Praia da Luz, Algarve, Portugal., Praia da Luz Algarve

Local Weather & Climate

Praia da Luz, Algarve

Current Conditions Updated recently

53 °F

Clear sky

Feels Like 52°F

Humidity 84%

Wind 12 mph

Visibility 6.2 mi

Sunrise 6:56 AM

Sunset 6:35 PM

5-Day Forecast

Sun 8 Mar

Clear

High 53°

Low 53°

Mon 9 Mar

Clouds

High 57°

Low 50°

Tue 10 Mar

Rain

High 56°

Low 51°

Wed 11 Mar

Clear

High 59°

Low 48°

Thu 12 Mar

Clear

High 61°

Low 52°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Praia da Luz?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (Portugal)

€0 Est. First Year Interest Deduction

€0 Est. Annual Tax Savings

*Maximum annual deduction is €296. Property must be permanent residence. Phasing out for higher incomes.

Ready to explore financing?

Connect with trusted mortgage partners

Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Portugal. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Portugal tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$3,250,000

Urbanização do Funchal, Praia da Luz, Algarve, Portugal.

Praia da Luz, Algarve

4 Beds 5 Baths 4,069 Sqft

View All Photos

Market Opinion

View prices in:

Our perspective on current market conditions in Praia da Luz. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $325,000,000 20% down ($65,000,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$27,927/day

Your home may appreciate while you sleep

$196,027/week $849,452/mo $10,193,419/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$178.8M

+$253.7M

$253.7M Potential Equity

vs $178.8M lost to rent over 10 years

$65.0M Down Payment Growth

3.9x

10yr

$253.7M

8.1x

20yr

$525.2M

12.6x

30yr

$820.8M

Wealth Comparison

×1,954

Equivalent to 1,954 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $820.8M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $382.7M +18%

Market $442.6M +36%

Optimistic $510.7M +57%

$253.7M est. equity

20 Years

Conservative $450.8M +39%

Market $602.7M +85%

Optimistic $802.6M +147%

$525.2M est. equity

30 Years

Conservative $530.8M +63%

Market $820.8M +153%

Optimistic $1,261.3M +288%

$820.8M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Urbanização do Funchal, Praia da Luz, Algarve, Portugal have?

This house at Urbanização do Funchal, Praia da Luz, Algarve, Portugal features 4 bedrooms and 5 bathrooms with 4,069 square feet of living space.

What is the size of Urbanização do Funchal, Praia da Luz, Algarve, Portugal?

This property offers 4,069 square feet of living space.

What is the listing price for Urbanização do Funchal, Praia da Luz, Algarve, Portugal?

This property is listed at $325,000,000, which equals $79872 per square foot.

Is now a good time to buy a home in Praia da Luz?

Based on current market indicators, Praia da Luz shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Urbanização do Funchal, Praia da Luz, Algarve, Portugal?

This is a house located in Praia da Luz, Algarve. The property is situated in an established neighborhood with convenient access to local amenities and services.